Privacy Policy — okjlnet

1. Introduction

This Privacy Policy ("Policy") describes how okjlnet ("okjlnet," "we," "us," or "our"), the operator of the online betting and gaming platform at okjlnet.net, collects, uses, stores, shares, and protects the personal data of its users ("Player," "User," or "you").

okjlnet is committed to protecting the privacy and personal data of all players on its platform. We operate in compliance with Republic Act No. 10173, the Data Privacy Act of 2012 of the Philippines ("DPA"), and the implementing rules and regulations issued by the National Privacy Commission ("NPC"). This Policy applies to all personal data collected through the okjlnet website, mobile application, and any related services.

This Policy should be read alongside okjlnet's Terms & Conditions and Responsible Gaming Policy, both of which form part of the overall agreement between you and okjlnet.

2. Personal Data We Collect

okjlnet collects personal data through several channels: directly from you when you register or use the platform, automatically through your use of the platform, and from third-party service providers where necessary for verification and payment processing.

2.1 Data You Provide Directly

2.2 Data Collected Automatically

2.3 Data from Third Parties

okjlnet may receive personal data about you from third-party KYC verification providers, payment processors (such as GCash, PayMaya, BPI, BDO, and Metrobank), fraud detection services, and regulatory bodies where required by Philippine law. This data is used solely for the purposes described in this Policy.

3. How We Use Your Personal Data

okjlnet uses the personal data it collects for the following purposes:

• Account Registration and Management: To create and maintain your okjlnet player account, verify your identity, and manage your account settings and preferences.
• Service Delivery: To provide access to betting markets, casino games, and all other features of the okjlnet platform, including Multi Bet, Money Wheel, European Blackjack, and other games.
• Payment Processing: To process deposits and withdrawals through GCash, PayMaya, BPI, BDO, Metrobank, and other approved Philippine payment channels, and to maintain accurate financial records.
• KYC and Age Verification: To verify that you meet the minimum age requirement of 21 years and to comply with Philippine anti-money laundering and Know Your Customer obligations.
• Fraud Prevention and Security: To detect, investigate, and prevent fraudulent activity, unauthorized account access, money laundering, and other illegal conduct on the platform.
• Responsible Gaming: To monitor betting patterns that may indicate problem gambling behavior and to administer responsible gaming tools such as deposit limits, cooling-off periods, and self-exclusion.
• Customer Support: To respond to your inquiries, complaints, and support requests in a timely and effective manner.
• Legal and Regulatory Compliance: To comply with applicable Philippine laws and regulations, including reporting obligations to PAGCOR and other relevant authorities.
• Platform Improvement: To analyze usage patterns and improve the functionality, performance, and user experience of the okjlnet platform.
• Communications: To send you important account notifications, security alerts, and, where you have opted in, promotional communications about okjlnet offers and updates.

4. Legal Basis for Processing

Under the Philippine Data Privacy Act of 2012, okjlnet processes your personal data on the following legal bases:

• Contractual Necessity: Processing is necessary to perform the contract between you and okjlnet — specifically, to operate your account, process bets, and handle payments.
• Legal Obligation: Processing is required to comply with applicable Philippine laws, including anti-money laundering regulations, PAGCOR licensing requirements, and NPC data protection obligations.
• Legitimate Interests: Processing is necessary for okjlnet's legitimate interests in preventing fraud, ensuring platform security, and improving its services, provided these interests are not overridden by your rights and interests.
• Consent: For certain processing activities, such as sending promotional communications or using non-essential cookies, okjlnet relies on your freely given, specific, and informed consent. You may withdraw consent at any time without affecting the lawfulness of processing carried out before withdrawal.

5. Data Sharing and Disclosure

okjlnet does not sell, rent, or trade your personal data to third parties. We may share your personal data with the following categories of recipients, strictly on a need-to-know basis and subject to appropriate data protection safeguards:

5.1 Service Providers

okjlnet engages trusted third-party service providers to assist in operating the platform. These include KYC and identity verification providers, payment processors (GCash, PayMaya, BPI, BDO, Metrobank), fraud detection services, cloud hosting providers, and customer support platforms. All service providers are contractually bound to process your data only on okjlnet's instructions and in accordance with applicable data protection laws.

5.2 Regulatory and Law Enforcement Authorities

okjlnet may disclose personal data to PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), or other Philippine government authorities where required by law, court order, or regulatory directive. Such disclosures are made only to the extent required and in accordance with applicable legal procedures.

5.3 Business Transfers

In the event of a merger, acquisition, restructuring, or sale of all or part of okjlnet's business, your personal data may be transferred to the relevant successor entity. You will be notified of any such transfer and the privacy practices of the successor entity prior to your data being transferred.

5.4 With Your Consent

okjlnet may share your personal data with other parties where you have given your explicit prior consent to such sharing. You may withdraw this consent at any time by contacting okjlnet's support team.

6. Cookies and Tracking Technologies

okjlnet uses cookies and similar tracking technologies (such as web beacons and local storage) to operate and improve the platform. Cookies are small text files stored on your device when you visit the okjlnet website or use the okjlnet app.

6.1 Types of Cookies We Use

You can manage or delete cookies through your browser settings at any time. Please note that disabling certain cookies may affect the functionality of the okjlnet platform. okjlnet does not use third-party advertising cookies or cross-site tracking technologies.

7. Data Retention

okjlnet retains your personal data only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable Philippine law and regulatory obligations.

• Active Account Data: Retained for the duration of your account's active status plus a minimum of five (5) years following account closure, in accordance with Philippine anti-money laundering record-keeping requirements.
• Transaction Records: Financial transaction records are retained for a minimum of five (5) years from the date of the transaction, as required by the AMLC and applicable tax regulations.
• KYC Documents: Identity verification documents are retained for a minimum of five (5) years following account closure or the last transaction, whichever is later.
• Support Communications: Customer support records are retained for three (3) years from the date of the last interaction.
• Marketing Consent Records: Records of your marketing consent or opt-out are retained for the duration of your account plus three (3) years.

When personal data is no longer required, okjlnet will securely delete or anonymize it in accordance with its internal data disposal procedures.

8. Data Security

okjlnet implements a comprehensive set of technical and organizational security measures to protect your personal data against unauthorized access, disclosure, alteration, and destruction. These measures include:

• SSL/TLS Encryption: All data transmitted between your device and the okjlnet platform is encrypted using industry-standard SSL/TLS protocols.
• Data Encryption at Rest: Sensitive personal data stored in okjlnet's systems is encrypted at rest using AES-256 or equivalent encryption standards.
• Access Controls: Access to personal data is restricted to authorized okjlnet personnel and service providers on a strict need-to-know basis. All access is logged and audited.
• Payment Security: okjlnet does not store full payment card numbers or GCash/PayMaya PINs on its own servers. Payment processing is handled by PCI-DSS compliant third-party processors.
• Two-Factor Authentication: okjlnet supports and encourages the use of two-factor authentication (2FA) for player accounts to provide an additional layer of security.
• Regular Security Audits: okjlnet conducts regular security assessments and penetration testing to identify and address potential vulnerabilities in its systems.

Despite these measures, no method of electronic transmission or storage is completely secure. In the event of a personal data breach that is likely to result in a risk to your rights and freedoms, okjlnet will notify you and the National Privacy Commission in accordance with the requirements of the Philippine Data Privacy Act.

9. Your Data Rights

Under the Philippine Data Privacy Act of 2012, you have the following rights with respect to your personal data held by okjlnet:

• Right to Be Informed: You have the right to be informed about how your personal data is collected, used, and processed. This Privacy Policy fulfills that obligation.
• Right of Access: You have the right to request a copy of the personal data okjlnet holds about you, along with information about how it is being processed.
• Right to Rectification: You have the right to request correction of any inaccurate or incomplete personal data okjlnet holds about you. You may update basic account information directly through your account settings.
• Right to Erasure: You have the right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to okjlnet's legal retention obligations.
• Right to Object: You have the right to object to the processing of your personal data for direct marketing purposes or where processing is based on legitimate interests.
• Right to Data Portability: You have the right to receive your personal data in a structured, commonly used, and machine-readable format, and to transmit that data to another controller where technically feasible.
• Right to Withdraw Consent: Where processing is based on your consent, you have the right to withdraw that consent at any time without affecting the lawfulness of prior processing.
• Right to Lodge a Complaint: You have the right to lodge a complaint with the National Privacy Commission (NPC) of the Philippines if you believe your data rights have been violated.

10. Children's Privacy

The okjlnet platform is strictly intended for adults aged 21 years and above. okjlnet does not knowingly collect personal data from individuals under the age of 21. The minimum age requirement is enforced through mandatory KYC age verification during the account registration process.

If okjlnet discovers or is notified that it has inadvertently collected personal data from a person under the age of 21, it will immediately close the relevant account, void any associated bets, return any deposited funds to the original payment source, and securely delete all personal data associated with that account.

If you believe that a minor has registered on okjlnet, please contact our support team immediately so that we can take prompt action.

11. Third-Party Links

The okjlnet platform may contain links to third-party websites or services, such as payment provider portals. This Privacy Policy applies only to the okjlnet platform and does not cover the privacy practices of any third-party websites or services. okjlnet is not responsible for the content or privacy practices of any third-party sites. We encourage you to review the privacy policies of any third-party services you access through links on the okjlnet platform.

12. Changes to This Privacy Policy

okjlnet reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data processing practices, applicable Philippine law, or regulatory requirements. When material changes are made, okjlnet will notify registered players via email or through a prominent notice on the platform prior to the changes taking effect.

The date of the most recent revision is displayed at the top of this page. Your continued use of the okjlnet platform following the publication of any updated Privacy Policy constitutes your acceptance of the revised Policy. If you do not agree with the updated Policy, you must stop using the platform and may request account closure.

okjlnet recommends that you review this Privacy Policy periodically to stay informed of how we are protecting your personal data.

13. Contact Us & Data Protection Officer

okjlnet has appointed a Data Protection Officer ("DPO") in accordance with the requirements of the Philippine Data Privacy Act of 2012. If you have any questions, concerns, or requests relating to this Privacy Policy or the processing of your personal data, please contact our DPO using the details below.

For questions about your account, payments, or general platform use, please visit our FAQ page or our Payment page. For responsible gaming support, visit our Responsible Gaming page.